£300.00 ADMIN FEE
-Fixed rates, not variable
-Low rates
-Outstanding finance settled
-Negative equity settled within your deal
-Hire Purchase
-Guaranteed future value deals available
-Personal Contract Purchase
-Low or no deposit
-Deferred payments, buy now pay later
Finance Options Explained
Castlefield Car Centre Ltd offer two main types of finance package - "traditional" HP and Personal Contract Plan (PCP).
Traditional HP
With traditional HP you borrow the amount required to purchase a car, fixed repayments are then made over an agreed period of time. At the end of the agreed term there is no balance owed and you own the vehicle.
Personal Contract Plan
With PCP, you are offered a guaranteed future value for your new car and borrow only the difference between the cost price and this amount. At the end of the term you can pay the balance and keep the car, or return the vehicle or part exchange it for a newer one! Because of the smaller loan amount, PCP deals generally work out to have lower monthly repayment options and guaranteed future value eliminates risk of negative equity and protects against deprecation. PCP is ideal for people who like to change their vehicle regularly.
Representative example
EXCELLENT credit rating:
Cash Price: £11,000
Deposit: £1,000
Monthly Payment: £206.93
Term: 60 months
APR: 9.89%
Option to purchase fee: £299
Total charge for credit: £2,714.80
Total amount payable: £13,714.80
Representative example
AVERAGE credit rating:
Cash Price: £11,000
Deposit: £1,000
Monthly Payment: £216.25
Term: 60 months
APR: 11.89%
Option to purchase fee: £299
Total charge for credit: £3,274
Total amount payable: £14,274
Representative example
BAD credit rating:
Cash Price: £3,995
Deposit: £250
Monthly Payment: £124.25
Term: 48 months
APR: 29.92%
Option to purchase fee: £299
Total charge for credit: £2,518
Total amount payable: £6,513
We are trading as a credit broker and not a lender, and are authorised and regulated by the Financial Conduct Authority, firm reference 845701. We can introduce you to a limited number of carefully selected finance partners and may receive a commission from them for the introduction. Castlefield Car Centre Ltd, Unit 24 Midland Street,Manchester, M12 6LB.
Representative finance examples are for illustrative purposes only. Finance is subject to status and credit acceptance. Terms and conditions apply. Available to 18s and over & UK residents only. Guarantees and/or indemnities may be required. Excess mileage and damage charges may apply when vehicle returned.
Castlefield car centre ltd is authorised and regulated by the Financial Conduct Authority, FRN: 845701. All finance is subject to status and income. Written Quotation on request. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers.
What is Hire Purchase?
What is Personal Contract Purchase?
Customer Reviews
The whole process was quite smooth. We went looked at a citroen c3 the seller wasn't pushy he was friendly polite and helped us look at what finance w... Read More
Antony S
It's hard to sum up just how good this experience was, had two failed inspections at other garages in the same week, but when I found this place the d... Read More
David S
I was looking for a Mercedes Benz b class from auto trader. I had found a few from different car trading companies. I decided to have a look first at... Read More
Chun Kay W
Excellent service from the owner gave all relevant info i wanted to know about i was really satisfied with my experience i recommend castlefield for a... Read More
Christy C
mohammed was really helpful, made the sale process go really smoothly. also advised if i had any issues to call him back... Read More
ADAM
Good guys, everything promised was done. Cannot fault them. Had the car a few weeks now, no issues as yet. No hard sell- I will definately recommend t... Read More
ALI
Can not fault the service we received when purchasing our first car. So helpful and friendly staff.... Read More